Our Firm
Managing Partners:
Richard A. Rosenberg, CPA, CFP®, Managing Partner
Richard A. Rosenberg is a founder and managing partner of RR Advisory Group, LLC. Richard, a veteran tax specialist and personal financial planner, uniquely combines a broad understanding of U.S. tax laws, including income and estate tax strategies, with a vast knowledge of the financial markets.
Prior to forming RR Advisory Group, Richard was a Manager in the Private Client Service division of Arthur Andersen. His primary role included the management of high-net worth clients within Andersen's personal financial planning practice. In his role as manager, Richard worked closely with the wealthiest individuals in the country to help them mitigate income taxes and enhance their wealth.
Richard holds a Masters of Business Administration from New York University's Stern School of Business and a Bachelor of Science degree from the University of Vermont. He is a Certified Public Accountant (CPA), Certified Financial Planner (CFP®), and a member of the American Institute of Public Accountants (AICPA), New York State Society of CPAs and Financial Planning Association (FPA). He resides in Katonah, NY with his wife Allyson and sons Jeffrey & Ethan.
Contact Richard at: rrosenberg@rrgrp.com
Rosario J. Ruffino, CPA, CFP®, Managing Partner
Rosario J. Ruffino is a founder and managing partner of RR Advisory Group, LLC. Rosario combines many years of experience in personal financial planning, investment advisory services, and tax services for high net worth clients and professional athletes. In addition, Rosario has extensive experience in risk management, including life, health and property & casualty insurance.
Prior to forming RR Advisory Group, Rosario was a partner at Clarfeld Financial Advisors, one of the largest financial planning firms in the U.S. Clarfeld specializes in financial planning, tax and investment services. His primary responsibilities included providing personal financial planning, estate, retirement, insurance and investment advisory services. He used his extensive experience to counsel corporate executives and had overall relationship responsibility for several of the firm's major corporate financial planning programs.
Rosario is a Certified Public Accountant (CPA), Certified Financial Planner (CFP®), Chartered Life Underwriter (CLU) and a member of the American Institute of Public Accountants (AICPA), New York State Society of CPAs and Financial Planning Association (FPA). He holds a Bachelors of Business Administration from Bernard M. Baruch College. He resides in Glen Rock, NJ with his wife Alexandria and sons Ryan and Tristan.
Rosario co-authored this article for Worth magazine: A Family Way
Contact Rosario at: rruffino@rrgrp.com
Partner:
Scott Y. Ngai, CPA, Partner
Scott has extensive experience with tax and financial matters working with entrepreneurs, executives, and wealthy individuals in developing and implementing state-of-the art wealth maximization plans using income, gift, and estate planning strategies.
Scott's professional experience of more than thirteen years in the industry includes his most recent position as a director with Wealth & Tax Advisory Services, one of largest national independent firms focused on providing tax, valuation, financial advisory and related consulting services. His primary responsibilities included working with the firm's ultra-high net worth clients to providing income tax planning, executive financial planning, estate and gift tax planning services. Prior to WTAS, he was an experienced manager with Arthur Andersen's Private Client Service Group in New York.
Scott is a member of the American Institute of Certified Public Accounts and New York State Society of CPA's. He graduated cum laude from Bernard M. Baruch College with a Bachelor of Business Administration in Accounting. Scott resides in NYC with his wife, Shirley, and son, Chase.
Contact Scott at: sngai@rrgrp.com
Justin B. McCarthy, CFP®, Principal
Justin's experience and educational background provide him with an in depth understanding of both portfolio management and tax matters. He combines this skill set along with risk management expertise, including life, disability, and property & casualty insurance in an advisory role developing financial planning and investment strategies for high-net worth clients and professional athletes.
Prior to joining RR Advisory Group in 2007, Justin worked for a consulting firm in New York for 3 years. While obtaining his MBA he worked at The Center for Wealth Preservation, where his primary responsibilities were providing financial planning, estate, insurance and investment advisory services.
Justin is a Certified Financial Planner® and holds licenses in Life and Property & Casualty Insurance. He holds a Masters of Business Administration in Finance & Taxation from Fordham Graduate School of Business where he graduated Beta Gamma Sigma with a Specialization in Personal Financial Planning. He received a Bachelors Degree in Economics from Boston College. Justin resides in Hoboken, NJ with his wife Mary.
Contact Justin at: jmccarthy@rrgrp.com
Kate M. Kelly, CFP® Financial Planning Manager
Kate joined RR Advisory Group, LLC in 2004. She was the firm's first employee and has had a key role in making the firm what it is today. Kate's primary role lies in servicing high net worth individuals on financial planning and tax matters. In addition, Kate manages staff members and handles SEC compliance matters.
Prior to joining RR Advisory Group, Kate worked for Merrill Lynch where she assisted a financial advisor. After joining RR Advisory Group, LLC, Kate attained her Certified Financial Planner certification. This coursework enhanced her skills in personal financial planning, estate, retirement, insurance, and tax advisory services.
Kate is a Certified Financial Planner (CFP®) and a member of the Financial Planning Association (FPA). She holds a Bachelors of Science in Business Administration from the University of Vermont, focusing on both finance and accounting. Kate resides in Herndon, VA with her husband, Ryan.
Contact Kate at: kkelly@rrgrp.com
Hasan Chowdhury, Senior Tax Associate
Hasan is an experienced tax professional who has knowledge of individual, partnership, and corporate taxation, estate and gift taxation, and personal financial planning. Hasan works with high net worth individuals and small businesses in meeting their tax compliance needs and financial planning goals.
Hasan has more than 4 years of experience in the areas of taxation and financial planning. His primary responsibilities include managing the firm's tax compliance process, reviewing income tax returns and financial presentations, and conducting internal tax training seminars. Prior to joining RR Advisory Group, LLC, Hasan was with Arthur Andersen's internship program in New York.
Hasan is a member of New York State Society of CPA's and is a CPA candidate. He graduated from Bernard M. Baruch College with a BBA in Accounting. Hasan resides in Manhasset Hills, NY with his wife, Kishuwa.
Contact Hasan at: hchowdhury@rrgrp.com
Rahul Sen Sharma, Investment Research Manager
Rahul's experience includes positions in the hedge fund and fashion industries. During his time at a hedge fund, Rahul was based in New York, where he worked directly with the fund's research director and focused on coverage of the gaming sector, in particular gaming companies with operations in Las Vegas, Nevada and Macau, China and game machine producers and distributors in Asia. In this capacity, he analyzed financial statements, built discounted cash flow models to project future earnings and revenue, and utilized sensitivity analysis to aid in the fund's investment decisions. Prior to that, he was based in The Netherlands and was responsible for sales training for a global fashion company with more than €1 billion in annual sales and 500 retail locations throughout Europe and the Middle East.
At RR Advisory, Rahul handles the firm's investment research functions, which includes building customized, optimal portfolios for client's investable assets and ongoing investment manager due diligence and research.
Rahul graduated with honors with a Master of Business Administration from Georgetown Universit's McDonough School of Business, and holds a Bachelor of Science from the Carroll School of Management at Boston College. He is currently pursuing his CFP certification.
Contact Rahul at: rsensharma@rrgrp.com
Liz Salvi, Financial Planning Associate
Liz has worked in the financial industry for the past 7 years. She joined RR Advisory Group, LLC in 2006 and is currently pursuing her CFP designation. Prior to RR Advisory Group, LLC Liz worked for Massachusetts Capital Resource Company in Boston. She relocated to New York where she was the assistant to the Managing Director at Aisling Capital.
Liz holds a Bachelors of Science in Business Administration with a minor in Mathematics from Skidmore College. Liz resides in Brooklyn, NY.
Contact Liz at: esalvi@rrgrp.com
Jason J. Monteleone, Financial Planning Associate
Jason has extensive experience providing comprehensive personal financial planning services to executives and high net worth individuals. Jason works to develop customized investment, retirement, insurance, and wealth preservation strategies tailored to the specific needs of each client.
Prior to joining RR Advisory Group, Jason was a financial advisor in the Global Wealth Management division of Merrill Lynch. His primary role included collaborating with high net worth individuals, small business owners, and corporate executives to provide personal financial planning, retirement, and investment management services.
Jason holds a Masters of Business Administration from Fordham University's Graduate School of Business and a Bachelor of Arts degree from Lafayette College. He resides in Connecticut with his wife Casey.
Contact Jason at: jmonteleone@rrgrp.com